Our Policies

Welcome to Cowdiar!

These terms and conditions outline the rules and regulations for the use of Cowdiar, an innovative user-friendly platform for buying and selling online services or proposals. By accessing this platform, we assume that you accept these terms and conditions. Do not continue to use Cowdiar if you do not agree to all of the terms and conditions stated on this page. The following terminology applies to these terms and conditions, the privacy statement and disclaimer and all agreements: the company. \"The Company\", \"We\", \"We\", \"Our\" and \"We\" refer to our Company. \"Party\", \"Parties\" or \"We\" refers to both the Customer and ourselves. All terms refer to offering, accepting and taking into account the payment necessary to carry out the process of our assistance to the Client in the most appropriate manner for the express purpose of satisfying the Client\'s needs in this regard. which concerns the provision of the declared services. the Company, in accordance with and subject to the applicable law of India. Any use of the above terminology or other words in the singular, plural, all caps and / or he / she or they, are considered interchangeable and therefore refer to the same.

Licence

Unless otherwise stated, Cowdiar and / or its licensors own the intellectual property rights in all Cowdiar material. All intellectual property rights are reserved. You can access it from Cowdiar for your personal use subject to the restrictions set out in these terms and conditions.

You must not:

● Republish material from Cowdiar

● Sell, rent or sub-license material from Cowdiar

● Reproduce, duplicate or copy material from Cowdiar

● Redistribute content from Cowdiar Parts of this service offer an opportunity for end users to post and convey thoughts and information in certain portions. 

Cowdiar does not channel, alter, distribute or survey Comments prior to their presence on the platform. Comments do not reflect the views and opinions of Cowdiar ,its agents and/or affiliates. Comments strictly reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Cowdiar shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this platform. Cowdiar reserves the right to monitor all Comments and to remove any Comments which canbe considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

● You are designate to post the Comments on our platform and have all necessary

licenses and consents to do so;

● The Comments do not invade any intellectual property right, including without limitation copy right, patent or trademark of any third party;

● The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy

● The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Cowdiar a non-exclusive license to use, reproduce, edit and authorize others

to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our platform without prior written approval:

● Government agencies;

● Search engines;

● News organizations;

●Online directory distributors may link to our platform in the same manner as they hyperlink to the platform of other listed businesses; and

● System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our platform. These organizations may link to our main page, distributions or other platform data as long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, approval or

approval of the Linking Party and its products and / or services; and (c) fits within the context of he contracting party\'s site. We may consider and approve other link requests from the following types of organizations:

● commonly-known consumer and/or business information sources;

● dot.com community sites;

● associations or other groups representing charities;

● online directory distributors;

● internet portals;

● accounting, law and consulting firms; and educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not render us or our companies deemed unfavorable; (b) the organization has no negative records with us; (c) the benefit to us of the visibility of the hyperlink outweighs the absence of Cowdiar; and (d) the link is in the context of general resource information..

These organizations may link to our home page as long as the link: (a) is in no way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the Linking Party and its products or services; and (c) fits within the context of the contracting party\'s site. If you are one of the organizations listed in paragraph 2 above and want to link to our platform, you must notify us by sending an email to Cowdiar. Include your name, the name of your organization, your contact details, as well as the URL of your site, a list of URLs from which you intend to link to our platform and a list of URLs on our site that you wish. Please allow 2-3 weeks for a response.

Approved organizations may hyperlink to our platform as follows:

●  By use of our corporate name; or

● By use of the uniform resource locator being linked to; or

● By use of any other description of our platform being linked to that makes sense within the context and format of content on the linking party’s site.

Use of the Cowdiar logo or other artwork to create a link will not be permitted without a trademark license agreement.

Payment Methods

1 Credit Card / Debit card – credit card payment is available however in some cases may be subject to an additional surcharge. Your bank may also apply additional transaction, currency exchange or interest fees on credit card transactions.

2 Paypal – Paypal payment service is only accepted in some countries. Check the list of countries that support Paypal transactions before using the services.

Pricing is available in all currencies. Check for conversion rates before payment while accepting/requesting for service/proposal.

Payment Terms

Unless otherwise stated or agreed, payment is required upfront before work begins and held by Doodloy. Payment will be transferred to the seller after marking work status as completed. Our provision of the Services is contingent upon our receipt of full payment from you for the applicable Services. Without prejudice to our other rights and remedies under this Agreement, if any amount payable is not paid on or before the due date, we reserve the right, immediately and at our sole discretion, to withhold supply. Services for you. our discretion. , reverse work or services rendered.

 If you fail to make payment within the terms of this agreement, your order will be cancelled or replaced by any other seller All Payments are included with service Tax respective to their countries.

Processing Charges

Cowdiar Support both international and domestic transactions which in turn are applicable for additional processing charges. Cowdiar’s payment gateway put forward two different ways to accept international card payments for companies in India with different tariff plans. Both procedures allow you to accept payments from customers outside of India with a simple scheme to accept payments to your

indian bank account in indian rupees (INR). You can choose any currency option from the available options based on your convenience.

● If the transaction is Domestic, then a processing fee of 3% is applicable on the payment

● If the transaction is International, then a processing fee of 4.3% is applicable on the payment

● If a transaction includes currency conversion, Then an additional conversion fee of 2% may be charged by the issuing bank which is applicable along with the normal transaction fee.

Note: 135+ currencies are supported (Visa and Mastercard, USD on American Express) Settlement to an indian bank account which is supported in USD and INR which doesn\'t require any additional documentation.

Refund Policy

We offer refunds or returns unless the seller is unable to fulfill the order on the estimated delivery date. Users can request order modification from the seller if the proposal does not meet their expectation. All refunds come under the order policies. We reserve the right to refuse service jobs in which case we will promptly refund your payment within one working day. Recurring transactions can be cancelled at any time by submitting a request via email, through our helpdesk or directly via Paypal (if a paypal transaction). Credit cards are processed via either Paypal or a Bank merchant facility and stored in a SSL

secure environment.

Notifications & communications

In addition to general Account, Billing and Service communications, Cowdiar will, from time to time, issue email notifications relating to our services, including, but not limited to Newsletters, Announcements, Promotional and custom offers. By accepting these terms and conditions, you agree to receive inferred consent email communications until such time as you decide to opt out of such communications. You may unsubscribe from our mailing list at any time by following the \"unsubscribe\" instructions contained in the communications.

You will not be able to opt out of receiving critical service notifications, billing and account notifications, scheduled downtime notifications, or any other communication that is considered an essential part of our service to you.

Content Liability We will not be responsible for the content that appears on your website. You agree to protect and defend us against all claims that arise on your platform. No link (s) should appear on any platform that could be interpreted as defamatory, obscene or criminal, or that infringes, violates or defends the violation or any other violation of the rights of third parties.

Paid Search Engine Marketing Services

You are solely responsible for any third-party costs relating to paid online advertising services or PPC advertising products or otherwise in Cowdiar.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to ask you to remove all links or any particular link to our platform. You agree to immediately remove all links to our platform upon request. We also reserve the right to change these terms and conditions and its linking policy at any time. By constantly logging into our platform, you agree to be bound and to follow these binding terms and conditions. 

Removal of links from our platform & services

If you find an offensive link on our platform for any reason, you can contact us and let us know at any time. We will consider requests to remove links, but we are not obligated to do so or respond to you directly. We do not guarantee that the information on this platform is correct, we do not guarantee its completeness or accuracy; We also do not undertake to guarantee that the platform remains available or that the material on the platform is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our platform and the use of its services. Nothing in this disclaimer will:

● limit or exclude our or your liability for death or personal injury;

● limit or exclude our or your liability for fraud or fraudulent misrepresentation;

● limit any of our or your liabilities in any way that is not permitted under applicable law; or

● exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set forth in this section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities which flow from the exemption from liability, including liabilities which flow from the contract, in tort and for breach of legal duty. As long as the platform and the information and services on the platform are provided free of charge, we will not be responsible for any loss or damage of any kind.